Digital Banking Solutions: Software, Cloud, Data, AI

Digital Banking Solutions

Staying ahead requires a strategic approach to information and interaction. These unique and interconnected challenges encompass some of the industry's most urgent questions: How can financial institutions integrate AI and automation without disrupting established services? How can we meet the growing demand for personalized digital banking experiences? And how can we break down internal data silos to drive better decision-making?

Digital Banking Portal

Build a comprehensive digital banking platform that delivers omnichannel, personalized customer experiences through an AI-driven ecosystem combining a conversational AI assistant and a digital advisor workspace, providing secure, user-friendly online and mobile banking services.

Open Banking API Platform

Implement a secure open banking API platform that facilitates connections with fintechs and third-party providers, delivers real-time account and payment services, and leverages AI excellence for fraud detection, predictive analytics, and intelligent decision-making.

Real-Time Analytics & Monitoring Hub

Develop an event-driven analytics and monitoring hub using streaming data and AI to provide real-time insights, fraud detection, and intelligent decision-making support across core banking operations, ensuring you meet compliance and regulations at all times.

We originally set ourselves the goal of becoming the most digital bank in Switzerland. Once the e-banking project was completed, we achieved this in the same year.

Patrick Brunschwig

Solution Stream Lead
Migros Bank

How our solutions help banks stay ahead

Develop intuitive online experiences built on a foundation of industry expertise. As your transformation partner, Mimacom accompanies you end-to-end, from technical consulting and design all the way to development, implementation and maintenance. Whether you need ad-hoc support or a partner to manage your whole digital project, Mimacom delivers.

Build Better Digital Banking Tools

We work with you to implement a full suite of online banking services that deliver the ease of use that customers expect. From facilitating online mortgage applications to providing robust platforms for asset and wealth management, we focus on creating integrated and user-friendly digital experiences.

Optimize Operations and Costs

Our experts do more than simply build digital tools; they help you refine internal processes by analyzing current workflows and identifying areas for improvement. We ensure you make informed decisions about technology investments, so you can achieve a measurable reduction in expenses and an overall increase in productivity.

Enhance Digital Touchpoints

Digital experiences are make-or-break for a bank’s success. Our consultancy focuses on enhancing every stage of the customer journey, from streamlined digital onboarding and verification processes to powerful tools that extend your team’s capabilities in-branch.

Deploy Digital Payments and Infrastructure

We help you smoothly integrate third-party solutions like TWINT and PayPal to ensure your customers have access to their preferred methods. We also offer support with internal infrastructure setup, ensuring your payments go through smoothly and reliably.

Technology use cases in banking

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Digital Banking Products

Create a modern e-banking solution, revamp your core banking applications or develop a digital banking app to offer a digital experience fit for the current competitive landscape. Better serve your customers, all while cutting costs associated with running legacy apps.

Data-driven Banking

In banking, there’s only one thing that’s more important than capital: data. Build a robust data architecture to integrate silos, enable real-time data streaming, and offer personalized services based on account activity.

AI in Banking

AI automates everyday workflows and customer requests, thereby maximizing staff efficiency. For instance, generative AI can handle routine customer support and financial inquiries, enabling your staff to prioritize complex tasks.

Cloud Solutions for Banks

Migrate your bank’s IT infrastructure to a secure cloud environment, improving scalability, reducing IT maintenance overhead, and enabling faster deployment of new digital services.

Managed Banking Services

Maintain, optimize, and future-proof your applications so your bank’s business can thrive. With continuous improvements implemented by our team, managed services keep your systems secure, high-performing, and ready to scale.

Governance and Compliance

Boost agility while managing risk, ensuring resilience, and staying compliant. Flexible digital solutions help banks streamline credit risk, client reviews, and data privacy, while meeting regulations like GDPR, MIFID II, and FIDLEG.

Digital Payments and Infrastructure

Why Mimacom

Mimacom works with long-term partners to implement leading-edge technologies. Through expert training and thoughtful consultancy, we deliver transformative projects to our customers.